Lender Edition
You have the capital and the products. This is the demand engine.
Most MICs and private lenders don't lose deals on underwriting — they lose them upstream: no steady flow of the right borrowers, files that stall waiting on documents, and renewals that walk to another lender unnoticed. The Lender Edition is the same Wynura engine, aimed at your book: it analyses the product and the borrower market, targets brokers and borrowers, chases the file to complete, and packages it so underwriting sees a decision-ready deal. One configurable stack — fitted to your products, your appetite and your forms.
The lender stack
Six modules, mirroring the operations engine
L-01
Product, Market & Borrower Analysis
Reads your rate sheet, terms and appetite against the borrower market around you: which products have real demand, in which segments, at which price — so capital is aimed before it is marketed.
L-02
Broker & Borrower Targeting
Builds the ranked outreach list: the brokers whose deal flow matches your products and the borrower segments your analysis says to pursue — targeted, tracked, and followed up automatically.
L-03
Application Intake & Document Chase
Applications land structured, and the chase begins immediately: one consolidated list to the broker, reminders on a cadence, documents checked off as they arrive. Files stop dying in inboxes.
L-04
Deal Packaging for Underwriting
When the file is complete, it is assembled the way your underwriters want it: documents ordered, gaps flagged, summary written. Underwriting time goes to the decision, not the assembly.
L-05
Maturity & Renewal Watch
Every maturity on the book is tracked months out. Renewal outreach starts early, with the borrower's current picture attached — the cheapest deal you'll ever win is the one you already have.
L-06
Borrower & Broker Status Answers
“Where is my file?” answered instantly from the record, in your words — for borrowers and brokers alike. Your team keeps the relationship; the bot keeps the queue empty.
Intake board — live document chase
| File | Product | Still missing | Status |
|---|---|---|---|
| File 24-118 · purchase, GTA | 1st mortgage, 65% LTV | Notice of assessment, void cheque | Documents outstanding |
| File 24-121 · refinance, Hamilton | 2nd mortgage | Property tax statement | Documents outstanding |
| File 24-109 · construction draw | Construction facility | — | Packaged for underwriting |
| File 24-125 · renewal, London | 1st mortgage renewal | Updated income letter | Documents outstanding |
Security · borrower data, guarded like it
Built for files you'd never email twice
- Encrypted end to end — Canadian data residency available; borrower data never sold or shared.
- Your book stays only yours — one lender's files are never visible to another, and never used to train anything for anyone else.
- Every action traceable — role-based access, least-privilege by default, a full audit log of every chase and change.
- Built to a public standard — controls aligned to SOC 2, checkable instead of taken on faith.
- Humans decide credit — the stack prepares, chases and packages. Approval and decline stay with your underwriters, always.